Terms of Service

These Terms of Service (the "Agreement") are entered into between IAFT Limited ("IAFT," "we," or "us") and the user of the i-Search service ("you" or "User").

Please read this Agreement carefully in its entirety before using the i-Search service. By registering an account, logging in, or using the Service, you acknowledge that you have read, understood, and agreed to be bound by all terms of this Agreement. If you do not agree with any part of this Agreement, please cease using the Service immediately.

1. Description of the Service

1.1 The Service provides, through a client application, artificial intelligence task processing, content generation, tool invocation, and other functions (with the specific features being those actually made available by us).

1.2 The Service is deployed on third-party cloud computing infrastructure and delivers intelligent capabilities through third-party artificial intelligence model services. We may change or adjust the underlying technology service providers without prior notice, but such changes shall not reduce the level of protection afforded to your data security.

1.3 We reserve the right to adjust, add, or remove Service features in accordance with business developments. Material adjustments involving paid features will be notified to you in advance.

2. Account Registration and Security

2.1 You may register for and log in to the Service through the following methods:

(a) account registration (email address and password);

(b) Google account authorization login.

2.2 You undertake to provide true, accurate, and complete information upon registration and to update such information promptly if it changes.

2.3 You shall properly safeguard your account and login credentials. All activities occurring under your account are deemed to be your own acts, and you shall bear the corresponding consequences. If you discover that your account has been compromised or that a security vulnerability exists, please notify us immediately.

2.4 We are entitled to impose restrictions on, freeze, or deregister accounts that have been dormant for an extended period, present security risks, or violate this Agreement.

3. Eligibility and Regional Restrictions

3.1 You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is higher) to use the Service.

3.2 The Service is offered to users in Hong Kong SAR and Southeast Asia (including but not limited to Singapore, Malaysia, Thailand, and the Philippines).

3.3 You confirm that your use of the Service does not violate any applicable laws of your country or region.

4. Subscription, Credits, and Payment

4.1 Paid items under the Service (including subscription plans and credit top-ups) are processed through the third-party payment processor Stripe. Your payment card information is handled directly by Stripe, and we do not store your complete payment card details.

4.2 The Service adopts a credit-based billing model: the invocation of each AI capability uniformly consumes platform credits. Credits may be obtained as a bonus through subscription plans or by separate top-up. The credit consumption standards for each function shall be as published within the product.

4.3 Credits are non-redeemable for cash, non-refundable, and non-transferable. Their validity period shall be governed by the rules published within the product.

4.4 Subscription plans will automatically renew on a periodic basis unless you cancel through the in-product settings before the end of the current billing cycle. Cancellation takes effect from the next billing cycle. Fees already paid will not be refunded, but you may continue to use the corresponding Service within the paid cycle.

4.5 Except where mandatorily required by applicable law or otherwise agreed by us, purchased credits and subscription fees are non-refundable.

4.6 Where we adjust pricing or credit rules, we will notify you in advance by reasonable means; price adjustments will take effect from the next billing cycle.

5. User Conduct Rules

5.1 You undertake not to use the Service to:

(a) violate any applicable laws, regulations, or the lawful rights and interests of any third party;

(b) generate or disseminate content that is unlawful, harmful, fraudulent, defamatory, obscene, hateful, or violent, or that infringes the privacy or intellectual property rights of others;

(c) attempt to circumvent the Service's regional restrictions, security mechanisms, rate limits, or credit billing mechanisms;

(d) reverse engineer, mass-scrape, automate abuse of, or resell the Service;

(e) interfere with the normal operation of the Service or impair the user experience of other users;

(f) use the Service for high-risk professional decision-making scenarios such as medical diagnosis, legal advice, or securities investment advice.

5.2 In the event of any violation of the foregoing, we are entitled, depending on the circumstances, to take measures including warnings, restriction of functions, and suspension or termination of the account, and we reserve the right to pursue legal liability.

6. Special Notice Regarding AI-Generated Content

6.1 Content generated by artificial intelligence may be inaccurate, incomplete, out-of-date, or biased. All content output by the Service is for reference only, and you should verify it independently and exercise your own judgment before use.

6.2 The output of the Service does not constitute legal, medical, financial, tax, or any other professional advice. Before making decisions on related matters, you should consult a qualified professional.

6.3 You bear full responsibility for your use of the generated content and its consequences. To the maximum extent permitted by law, we shall not be liable for any losses arising from your reliance on the generated content.

7. Intellectual Property

7.1 You retain your original rights in the input content you submit to the Service (including instructions, text, and uploaded files). You grant us a limited, non-exclusive license to process such content solely for the purpose of providing the Service to you.

7.2 Subject to your compliance with this Agreement and applicable laws, and to the maximum extent permitted by law, we grant you the right to use the content generated by the Service based on your input. You understand that identical or similar outputs may be generated simultaneously for other users.

7.3 The name, logo, interface design of the Service, and the intellectual property rights in the Service itself are owned by IAFT. You shall not use them without our prior written permission.

8. Third-Party Services

8.1 The Service integrates a number of third-party services, including but not limited to: cloud computing infrastructure services, payment processing services (Stripe), Google account authentication services, and third-party artificial intelligence model services.

8.2 Third-party services are governed by their respective terms and privacy policies. When you use the relevant features, you shall also comply with such third-party terms. Failures, changes, or termination of third-party services may affect the availability of the corresponding features of the Service, and we shall not be liable beyond what is mandatorily required by law.

9. Changes to, Interruption of, and Termination of the Service

9.1 The Service may be temporarily interrupted due to system maintenance, upgrades, force majeure, or third-party service reasons. We will endeavor to give advance notice or to issue timely announcements afterwards.

9.2 You may cease using the Service and apply to deregister your account at any time. After account deregistration, your personal data will be handled in accordance with the Privacy Policy.

9.3 Where you materially breach this Agreement, we are entitled to terminate the provision of the Service to you immediately. Handling of any fees already paid shall be conducted in accordance with Section 4 hereof.

10. Disclaimer and Limitation of Liability

10.1 The Service is provided on an "as is" and "as available" basis. To the maximum extent permitted by law, we make no express or implied warranties as to the continued availability, error-free operation, security, or fitness for a particular purpose of the Service.

10.2 We shall not be liable for any indirect, incidental, special, or consequential damages (including loss of profits or loss of data) arising out of or in connection with the Service.

10.3 In any event, our aggregate liability to you shall not exceed the total amount of fees actually paid by you for the Service during the 12 months preceding the event giving rise to the claim.

10.4 Nothing in this Article shall exclude or limit any liability that cannot be excluded or limited under applicable law (including liability arising from our willful misconduct or gross negligence).

11. Governing Law and Dispute Resolution

11.1 This Agreement shall be governed by, and construed in accordance with, the laws of the Hong Kong Special Administrative Region.

11.2 Any dispute arising out of or in connection with this Agreement shall first be resolved by the parties through friendly negotiation; failing which, it shall be submitted to the exclusive jurisdiction of the courts of the Hong Kong Special Administrative Region.

12. Amendments to the Agreement

We may amend this Agreement from time to time. The amended Agreement will be published through in-product notice or other reasonable means and will take effect from the effective date published. Your continued use of the Service after the effective date will be deemed acceptance of the amended Agreement; if you do not agree to the amendments, you should cease using the Service and deregister your account.

13. General Provisions

13.1 If any provision of this Agreement is held invalid or unenforceable, the validity of the remaining provisions shall not be affected.

13.2 This Agreement (together with the Privacy Policy) constitutes the entire agreement between the parties with respect to the Service.

13.3 You may not assign your rights or obligations under this Agreement without our prior written consent. We may assign our rights and obligations under this Agreement to an affiliate or business successor.

14. Contact Us

If you have any questions regarding this Agreement, please contact us through the following means: